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MOHELA is committed to providing NJ Pay It Forward members a first-rate customer experience.

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  • Loans Serviced Now By MOHELA

    Congratulations! MOHELA will now be servicing your student loans.

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Manage your loan and accounts. See your current balance and loan status. Update your profile and set your notifications

Paperless Delivery

Enroll to receive correspondence faster through your secure online account. Plus, it helps the environment.

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Logging in every month to make your payment can be a hassle. We offer a convenient way to repay.

Enroll in Auto Pay today!

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Feature Articles

Repayment Assistance

For NJ Pay It Forward members experiencing financial hardship, you may be eligible for a short-term forbearance


Learn More about repayment assistance

Forgiveness and Discharge

In certain situations, you may qualify to have your NJ Pay It Forward loan(s) discharged, meaning that you will no longer be required to repay your loan(s).

Learn More about forgiveness and discharge

Important Announcements


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Attention Massachusetts Borrowers


If you are struggling with your student loans, please fill out this form to get help from the State of Massachusetts Ombudsman's Student Loan Assistance Unit.